A text about a parcel, a payment you didn't make, a fine, a refund, a friend with a new number. It looks real enough, and it wants you to act now.
Paste it below. Kiwi opens with the message already in it, reads it, and tells you what looks wrong and what to do next.
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Take out passwords, codes and card numbers first.
While you wait: what almost every scam has
- Hurry. A deadline in hours, an account about to be blocked, a fine that doubles.
- A link or a number to call that isn't the company's own, read carefully from the start.
- A small amount to pay: a delivery fee, a customs charge, a toll.
- A request for a code, a password or your card details.
- A request to move money to keep it safe, or to someone else's account.
- A new number for someone you know.
If you see any of these, don't tap the link, don't call the number in the message and don't reply. Check another way: type the company's address yourself, or call the number on your card.
What Kiwi does with it
Kiwi reads the message and tells you plainly whether it looks like a scam and why. It says what to do now, and gives you the official place to report it in your country. If you've already paid or shared something, Kiwi helps with the next step: what to tell your bank and how to report it.
Questions people ask
Does this page keep what I paste? No. Nothing you paste is sent to this website. It goes only into the message on your own phone, and nowhere until you press send.
Can Kiwi check a screenshot? Yes. Press the button, then send Kiwi the screenshot in the chat.
Can Kiwi check a link without opening it? Kiwi reads the link's address and the message around it and tells you what looks wrong. Don't open it yourself in the meantime.
What if I already clicked or paid? Call your bank on the number on your card straight away, then tell Kiwi what happened. See the guides below for the scam you got.
Which scams are most common right now? Fake bank texts followed by a call, parcel fee texts, jobs that pay for likes, and requests for your WhatsApp code. See all the scam guides.